InsightFinance | Investment Advisory

Strategic Planning · Diversified Portfolios · Your Long-Term Wealth Partner

In a rapidly changing financial world, InsightFinance is committed to providing personalized, long-term investment advisory services to help clients preserve, grow, and manage their wealth with confidence.
Our experienced advisers bring cross-asset expertise to serve individuals, families, business owners, and high-net-worth clients with tailored strategies, including but not limited to:

• Fund Investment Planning: Matching clients with actively or passively managed funds and ETFs based on their goals and risk tolerance.

• Retirement Planning (KiwiSaver & Beyond): Combining government incentives with individual objectives to prepare for a secure retirement.

• Property Investment Structuring: Designing tax-efficient strategies for rental, development, or commercial real estate investments.

• Family Wealth & Trust Structuring: Working with lawyers and accountants to plan long-term asset protection and intergenerational wealth transfer.

• Ongoing Portfolio Review & Rebalancing: Regular check-ins to ensure your investment allocation aligns with market shifts and personal milestones.

✅ Why Choose Us

• Independent & Commission-Free Advice
  We don’t sell financial products — our recommendations are fully client-first and not influenced by product commissions.

• Bilingual Support with Local Insight
  We bridge cultural and language gaps, offering Chinese-English bilingual services to make financial knowledge truly accessible.

• Licensed, Professional Advisers
  Every recommendation follows a compliant, personalized risk assessment process to ensure suitability and safety.

• Holistic & Integrated Strategies
  We combine investment with lending, insurance, trust, and tax planning to eliminate fragmented decision-making and deliver big-picture solutions.

• Long-Term Partnership Model
  We aim to build enduring relationships through regular reviews, market updates, and strategic adjustments over time.

👥 Who Is This For?

Our investment advisory services are especially suited for:

• Clients with investable assets seeking steady returns and diversified portfolios

• Migrant families planning property investments or retirement in New Zealand

• Professionals and young families with savings but no clear investment direction

• High-net-worth individuals or business owners needing trust or asset protection structures

• Long-term thinkers focused on building passive income and financial independence

🤝 Let’s Talk – Invest with Confidence

Investment is not speculation — it’s a journey.
At InsightFinance, we’re here to be your trusted partner on that journey.
With clear strategies and steady execution, we’ll help you align your investments with your life goals.

📞 Book a one-on-one consultation today. Whether you're just getting started or already managing a sizable portfolio, our professional, bilingual team is ready to guide your next step — with clarity and care.

InsightFinance 睿金融 | 投资顾问

稳健规划 · 多元配置 · 财富增长的长期伙伴

在瞬息万变的金融环境中，InsightFinance 睿金融致力于为客户提供个性化、长期导向的投资规划服务，帮助您实现资产保值增值与财务自由。我们的投资顾问团队拥有跨资产类别的专业知识，为个人与家庭、企业主和高净值客户提供定制方案，包括但不限于：

• 基金投资规划：根据风险承受能力与财务目标，匹配主动/被动管理基金、ETF等产品

• 退休规划（KiwiSaver 与额外退休投资）：结合政府政策与个人目标，提前布局退休生活

• 房产投资结构设计：协助制定租赁、开发或商业房地产的投资结构与税务优化方案

• 家族资产传承与信托结构建议：配合律师与会计师，为您长期财富传承提供战略布局

• 定期投资组合评估与再平衡：确保资产配置始终符合市场变化与个人阶段性目标

我们的优势

✅ 中立、无销售佣金驱动
InsightFinance 不直接销售金融产品，所有建议均以客户利益为优先，不受产品佣金影响。

✅ 中英双语服务，沟通无障碍
我们理解文化背景差异与信息鸿沟，特别为新西兰华人客户提供双语沟通与本地金融知识普及。

✅ 专业持牌顾问，审慎评估风险
所有投资建议均基于合规流程与个性化风险评估，确保适配性与安全性。

✅ 跨领域整合能力
结合贷款、保险、信托与税务规划，为客户提供全方位的一站式财富方案，不再“单点碎片决策”。

✅ 长期陪伴式服务
我们重视与客户建立长期合作关系，提供年度投资回顾、市场更新与动态调整建议。

👥 适合哪些客户？

InsightFinance 的投资顾问服务特别适合以下人群：

• 拥有可投资资产，寻求稳健回报与资产多元配置的客户

• 希望在新西兰进行房产投资或退休规划的移民家庭

• 具备一定储蓄但缺乏投资方向的专业人士与年轻家庭

• 有家族资产需要信托结构优化的高净值人群或企业主

• 希望通过被动收入建立财富增长路径的中长期规划型客户

🤝 与我们对话，让投资更安心

投资不是投机，也不是一次性的选择，而是一段旅程。InsightFinance 睿金融愿成为您旅途中的专业伙伴，
用清晰的策略与稳健的执行，为您的人生目标提供金融支持。

📞 欢迎预约一对一投资咨询，无论您是刚起步还是已具规模，我们都将用专业与诚意，为您制定最合适的下一步。