Personal Insurance

Tailored Protection for Your Home, Car, and Lifestyle

At InsightFinance, we understand that no two households are the same. Whether you're a homeowner, landlord, or car owner, we provide flexible and comprehensive insurance solutions to protect what matters most — your family, your property, and your peace of mind.

Our Personal Insurance Services Include:

🏠 Home & Contents Insurance

Protect your house and belongings from unexpected events such as fire, theft, flood, and natural disasters.

• Customisable cover based on your property type and valuables

• Optional add-ons including natural disaster and liability cover

• Meets lender requirements for mortgage approval
  
  

🏘️ Landlord & Rental Property Insurance

Ideal for property investors, this policy offers protection beyond standard home insurance.

• Covers loss of rental income, malicious damage, and tenant-related risks

• Includes landlord liability and legal expense protection

• Suitable for long-term rentals and short-stay properties (e.g. Airbnb)
  
  

🚗 Vehicle Insurance

We offer a range of vehicle insurance options to suit your needs and budget.

• Comprehensive cover for collision, theft, natural disasters, and more

• Third-party, fire & theft, and third-party only options

• Fleet and commercial vehicle insurance available

✅ Why Choose Us

• Access to leading NZ insurers and a wide range of flexible products

• Independent advice that puts your best interest first

• Experienced bilingual (English / Chinese) advisors offering personalised support

• Transparent process and fast, hassle-free claims assistance

🤝 Let’s Talk – Build Your Safety Net with Confidence

Life is unpredictable — but your financial protection shouldn’t be.
At InsightFinance, we take the time to understand your risks, explain your options, and support you at every stage — from application to claim.

📞 Book a no-obligation consultation today. Let’s build the right cover for your needs, so you can move forward with confidence, security, and peace of mind.

个人保险 | Personal Insurance

为您的生活添一份安心保障

在 InsightFinance 睿金融，我们深知每一位客户的家庭与财产都独一无二。我们提供个性化的保险方案，帮助您应对生活中的各种不确定性——从房屋、车辆到出租物业，全面守护您与您所珍视的一切。

我们的个人保险服务包括：

🏠 住宅与家庭财产保险 Home & Contents Insurance

• 保障自住房及室内财物免受火灾、盗窃、水灾等意外风险影响

• 可根据房屋结构、装修及贵重物品进行定制化保障

• 包含自然灾害、第三方责任等扩展选项
  
  

🏘️ 房东与出租物业保险 Landlord & Rental Property Insurance

• 为投资房东提供保障，涵盖意外损坏、恶意破坏、租金损失等

• 包括法律责任险与租客纠纷相关风险保障

• 可附加建筑空置期保障选项
  
  

🚗 车辆保险 Vehicle Insurance

• 全险（Comprehensive）保障您的爱车免于碰撞、盗抢、自然灾害等损失

• 第三方责任险、火灾/盗抢险等多种组合灵活选择

• 提供商用车辆与车队险，适合有经营用途的车主

为什么选择我们？

• ✅ 产品灵活：根据您的预算与需求匹配最佳方案

• ✅ 服务专业：本地顾问提供一对一讲解与配置建议

• ✅ 理赔支持：协助您顺利应对意外发生后的理赔流程

• ✅ 双语服务：中文 / 英文顾问团队，沟通无障碍

🤝 与我们对话，让保障更清晰安心

人生无常，但您的保障应该有“计划”。
InsightFinance 睿金融 不只是帮您买保险，更帮您建立清晰可理解、结构合理、长期有效的保障体系。

📞 欢迎预约免费咨询，从方案讲解到投保协助、理赔支持，我们始终在您身边，守护每一个重要时刻。